Professionalized Mortgage Services

I am a residential mortgage specialist with over to 30 years of experience in helping families with mortgages and financing.  

In 1990 I entered the residential mortgage finance industry where I excelled at understanding the unique intricacies of underwriting and the secondary market. The residential mortgage market is extremely complex while at the same time fairly simple, at least as far as the consumer is concerned. I developed an ability to translate the complex terms and requirements of the mortgage industry into easy to understand language through the use of simplified analogies which allow my clients to better understand their options and determine which loan choices would best meet their needs.  

I have always used a "Consultative" approach  to working with my clients. I believe that asking many questions about the client's short and long term goals in conjunction with their present needs allows me to give superior service where the consumer is given the information and options available and, with proper understanding, can make the important decisions needed without feeling stressed or pressured.  

Over the years, I have also developed many quality business relationships with successful individuals that have expertise in business, investing, business capitalization and all aspects of the real estate industry. By leveraging my knowledge and these relationships, I have been able to help many people, both novice and professional investors to have great success in recognizing and taking proper action on real estate as a business and a long term appreciating asset.

Residential Mortgage Specialist Licensed in CT, FL, NJ and PA

Conventional, Portfolio, FHA/ VA/ USDA/ Non-QM and First Time Home Buyer

Putting the FUN back into the home financing experience. Yes, your mortgage is serious business but that doesn't mean you can't have an enjoyable experience at the same time. My most common compliment I receive from clients is "Thank you, I learned more and understand more about my options in talking with you for 10 minutes than from everything else I have learned put together."